Terms of Service for ArcLev Lending LLC

Effective Date: April 25, 2025

These Terms of Service ("Terms") govern your access to and use of the services provided by ArcLev Lending LLC (“we,” “us,” or “our”), including loan applications, communications, and marketing offers.

1. Acceptance of Terms

By using our services, including applying for a loan, submitting your information on our website, or engaging in any services, you agree to comply with these Terms of Service. If you do not agree to these Terms, you should not use our services.

2. Loan Application Process

To apply for a loan, you must provide accurate personal and financial information. By submitting your loan application, you authorize us to verify the information provided and assess your eligibility for a loan.

3. Text Messaging and Communications

By submitting your phone number on our website or applying for a loan, you consent to receive text messages, automated calls, and emails from ArcLev Lending LLC, including: Transactional messages related to your loan (e.g., application status, payment reminders).Marketing messages about loan products, financial offers, and promotions.

Opting Out: You may opt-out of marketing messages at any time by replying STOP to any text message or following the unsubscribe instructions in email communications. Message and data rates may apply.

4. Fees and Charges

You acknowledge that standard message and data rates may apply to the receipt of text messages or calls. These rates are charged by your wireless carrier, and we are not responsible for any additional charges incurred.

5. Use of Your Information

We may use the information you provide to: Process and manage your loan applications. Send you marketing offers and information about financial products. Comply with legal and regulatory requirements.

6. Compliance with Laws

We comply with all applicable lending laws and regulations, including the Truth in Lending Act, Fair Credit Reporting Act, and Gramm-Leach-Bliley Act, and ensure that all marketing practices are compliant with the Telephone Consumer Protection Act (TCPA) and A2P 10DLC for SMS messaging.

7. Dispute Resolution

In the event of any disputes regarding the Terms of Service, you agree to resolve the issue through binding arbitration or mediation, as applicable, rather than through litigation.

8. Limitation of Liability

ArcLev Lending LLC shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use of our services, including but not limited to any issues related to text messaging or marketing communications.

9. Changes to Terms

We reserve the right to modify or update these Terms of Service at any time. You will be notified of any significant changes, and your continued use of our services constitutes acceptance of the updated Terms.

10. Contact Us

For any questions or concerns about these Terms or our services, please contact us at

[email protected]